Terms of Service

Effective Date: March 20, 2025 

SMS Terms & Conditions:

By opting in to receive SMS/text messages from PGS Home Loans, Inc. (“Company,” “we,” or “us”), you consent to receive recurring text messages related to your account, services, or general updates. Message frequency may vary depending on your engagement and the nature of your relationship with us. Message and data rates may apply based on your mobile carrier’s plan. Please consult your carrier for details. Wireless carriers are not liable for delayed or undelivered messages. You may opt out of SMS messages at any time by replying STOP to any message you receive from us.

Types of Messages You May Receive

Realtors and RE Agents: Expect messages such as flyer inquiry updates, status updates, event invitations, customer service notifications, or other service-related communications.

Clients: Expect messages such as loan status updates, event invitations, customer service notifications, or other service-related communications.

Help Instructions

For help, reply HELP to any message or visit: 

  • Privacy Policy
  • Terms of Service

Your privacy is important to us. We will not sell or share your opt-in data or SMS consent with third parties for marketing purposes. For more details, please review our Privacy Policy.

We reserve the right to update these SMS Terms of Service at any time. Updates will be posted on this page, and your continued use of our messaging services after changes constitutes acceptance of the revised terms.

General Website Terms of Use

Acceptance of Terms

By accessing or using the website located at www.joshjelsingmarketing.com (“Site”), you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this Site.

Limitations

In no event shall PGS Home Loans, Inc. or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on our Site.

Revisions and Errata

The materials appearing on our Site may include technical, typographical, or photographic errors. PGS Home Loans, Inc. does not warrant that any of the materials on its website are accurate, complete, or current. We may make changes to the materials contained on the Site at any time without notice.

Links

PGS Home Loans, Inc. has not reviewed all of the sites linked to its Site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement. Use of any such linked website is at the user’s own risk.

Site Terms of Use Modifications

PGS Home Loans, Inc. may revise these Terms of Use at any time without notice. By using this Site, you are agreeing to be bound by the then-current version of these Terms of Use.

Governing Law

These Terms of Use are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.

Contact Us

For questions about these Terms of Use, please contact us at:

  • info@pgshomeloans.com
  • 5731 Palmer Way, Ste D, Carlsbad, CA 92010